What is Public and Product Liability cover?

Public liability insurance covers your legal liability to third parties for personal injury or property damage in the event that you or your business is found negligent. And that could be anything from someone slipping on your floor to a product malfunctioning and causing an accident.

Who needs protection?

Any business that manufactures, wholesales, provides a service, allows access to the public, employs staff…in short, everyone.

Product liability insurance protects against claims of personal injury or property damage caused by products sold or supplied by your business. It doesn’t matter what you’re selling – no product is risk-free. So it’s up to every business to make sure their insurance covers them adequately.

How can you ensure your business is protected?

When a claim is made against a product of yours, your reputation and finances are at stake. But not every product or business is the same. So it’s important that, when you’re organising your cover, you have someone in the know on your team to make sure you’re protected – that’s where we can help.