September 22, 2020 / Lauren Vingerhoets / 0 comments

Nailing it: having the right cover is critical for tradies…

Business conditions for Australia’s tradies have been in a state of flux as coronavirus pandemic restrictions have been introduced and eased, and in some cases strengthened again, and as client budgets are recalibrated. After months of social distancing the coronavirus is continuing to have impacts across the country. In Victoria harsher lockdowns have put the… Read more

Claims Management
September 21, 2020 / Lauren Vingerhoets / 0 comments

Adroit Insurance & Risk’s Community Impact

Community Support is part of Adroit Insurance & Risk’s DNA, raising over 2 million dollars for local community organisations and foundations since its inception. In 2019 alone the Adroit team completed over four hundred hours of volunteering, raised $183,350 from its fundraising events, and donated $39,000 to local communities. Fundraising is a passion of the… Read more

Adroit in the community
September 8, 2020 / Lauren Vingerhoets / 0 comments

Does your Business need an Insurance health check?

Rarely do businesses stay static. There is constant change in the environment and the needs of your business also change. Expansion or contraction in operations, your clients’ needs may change which may create new situations for your business that are not currently covered by your insurance program. What was in place six months ago may… Read more

September 4, 2020 / Lauren Vingerhoets / 0 comments

Keeping SMEs covered is a priority for insurers…

With blanket media coverage of COVID-19 and government restrictions on activities that we once took for granted, it can be easy to overlook that all the normal pre-pandemic risks to businesses remain, and it’s just as important they are still covered. Denials of business interruption and travel claims due to the pandemic have sparked headlines… Read more

September 2, 2020 / Lauren Vingerhoets / 0 comments

How to avoid Cyber – Security incidents within remote work forces…

With more of your employees working from home, how ready will you and your employees be when a cyber security disaster strikes? At Adroit Insurance & Risk, we’ve seen cyber attacks target businesses of all sizes, types, and industries. The unfortunate reality is that no business – whether you operate a small, mid size, large,… Read more

fraudsters post
August 28, 2020 / Lauren Vingerhoets / 0 comments

Why it pays to review your cover?

Your life insurance is flexible and can be adapted to your changing needs. Make sure you have a cover review with your adviser every 12-18 months to ensure you’re covered for just the right amount, paying the right amount, and getting the best value from your policy. Every 12-18 months, make sure you ask yourself,… Read more

Keyboard typing
August 11, 2020 / Lauren Vingerhoets / 0 comments

Worksafe – JobKeeper scheme changes. Will it affect your business?

ReWork advises all Victorian employers that WorkSafe have amended their formal position on weekly entitlements to WorkCover claimants and the federal government’s JobKeeper scheme. It has been determined by the authority that payments made as part of the JobKeeper programme will no longer be counted as weekly earnings when calculating workers compensation entitlements. Should you… Read more

Insurance Broker
July 30, 2020 / Lauren Vingerhoets / 0 comments

Have you considered Premium Funding for your 2020/21 Workers Compensation Premium?

You have just received your 2020/21 WorkCover Premium Renewal. WorkSafe and your WorkCover Agent is offering you a 5% discount if you pay the full years premium by 31 August 2020. You would like to take up this offer but do not have the funds readily available. What options do you have? WorkSafe reward those… Read more

Work Insurance
July 8, 2020 / Lauren Vingerhoets / 0 comments

Business Interruption explained…

There’s a great deal of confusion right now about Business Interruption cover, and whether small businesses impacted by the coronavirus pandemic and associated government-imposed shutdowns have valid claims. Many businesses have seen revenues devastated over recent months as they have been prevented from trading to help keep on top of COVID-19 transmission, and those with… Read more

June 30, 2020 / Lauren Vingerhoets / 0 comments

Is your SME safe guarded for a Cyber Attack?

Prime Minister Scott Morrison recently announced that Australian businesses were being targeted by a sophisticated foreign state-based hacker.  Thankfully the Prime Minister confirmed there have not been large-scale personal data breaches…..yet. Unfortunately, when Australian SME owners hear about state-based hackers or international criminal gangs, they assume that means hacking attacks targeted at large corporates, financial… Read more

Cyber risk