April 3, 2020 / emmat / 0 comments

Cyber Security – Helpful Info and Tips for working from Home

With so many employees across multiple industries currently, or about to, work from home companies need to consider their cyber and privacy protocols. Working from home can result in a watering down of a company’s face to face oversight, its procedures, its compliance and its security. At the same time the company’s exposure expands to… Read more

Cyber Security
March 17, 2020 / emmat / 0 comments

Coronavirus (COVID-19) and Travel Insurance

Travellers have been disrupted by Coronavirus (COVID-19) due to travel restrictions, while others are reluctant to travel due to the increase risk that the disease poses. The purpose of this paper is to look at the cover available under two types of travel insurance. Travel Insurance There are several types of travel insurance policies in… Read more

emmat / 0 comments

Coronavirus (COVID 19) and Business Interruption Insurance

Australian Businesses have been disrupted by the Coronavirus (COVID-19) in many ways, such as travel, import and or export restrictions. The purpose of this paper is to explain and warn that general insurance is unlikely to provide the protection that it does for traditional risks such as fire, burglary or storm. This paper looks at… Read more

consolidating your super
March 11, 2020 / emmat / 0 comments

Google is a lousy insurance broker. Here’s why…

In the 24/7 Google-driven world that we now live in, there is no shortage of sites offering advice on just about everything under the sun. Type the search term, click, scroll and you are bound to find what you’re after. Herein lies the pitfall. We’re also living in the age of misinformation. What if the… Read more

Keyboard typing
February 20, 2020 / emmat / 0 comments

Take care with asset valuation…

So you reckon you know what your assets are worth. But do you really? It’s important to remember that even if your business has acquired every type of relevant insurance policy, if you’ve underestimated the value of your property, contents, equipment or other assets you could be horribly exposed. Underinsurance can have major consequences in… Read more

February 14, 2020 / emmat / 0 comments

Workplace Manslaughter Laws 2019

Work Safe has confirmed a change to the way Victorian premiums will be calculated in 2020/2021.For more than 10 years, each year’s premium rate was impacted by the cost of claims received in a prior 2.5 year window. For example, the 2019/2020 premium rate was impacted by the cost of claims received in the period… Read more

Professional Services
February 7, 2020 / emmat / 0 comments

Corona Virus. What to do as an employer?

In response to the outbreak of the Corona Virus and its expansion across borders, including into Australia, let’s take a look at how Australian employers ought to address this issue. Protect your staff: We need to ensure we do not allow an environment that fosters contamination or encourages spreading. Make sure all staff are aware… Read more

Regional Business Survey
January 31, 2020 / emmat / 0 comments

New Year, New Job – What’s your resolutions?

New year is a great time for making lifestyle changes, however, for resolutions affecting your financial health, there’s often no better time than when starting a new job. Along with changes to your daily routine that come with a new job can help you put in place positive changes for your finances too. Here are… Read more

consolidating your super
emmat / 0 comments

Seven essentials of SME insurance..

Insurance is an absolute must-have for small business owners, and business pack is the default choice for many of them. It’s convenient to arrange and simple to deal with because, as the name suggests, a business pack is essentially a bundled product designed for SMEs and micro-SME clients. The typical risks every SME operator faces… Read more

Business interruption cover
January 16, 2020 / Lauren Vingerhoets / 0 comments

Insurance is not compulsory..

That’s right, insurance is not compulsory – well aside from statutory covers such as compulsory third party, workers compensation etc.  you don’t have to buy insurance. You don’t have to insure your house, your business, your cars, your legal liability.  So why do you? You do it for peace of mind. So if you’re going to be spending… Read more

Cyber Security Essentials