August 11, 2020 / Lauren Vingerhoets / 0 comments

Worksafe – JobKeeper scheme changes. Will it affect your business?

ReWork advises all Victorian employers that WorkSafe have amended their formal position on weekly entitlements to WorkCover claimants and the federal government’s JobKeeper scheme. It has been determined by the authority that payments made as part of the JobKeeper programme will no longer be counted as weekly earnings when calculating workers compensation entitlements. Should you… Read more

Insurance Broker
July 30, 2020 / Lauren Vingerhoets / 0 comments

Have you considered Premium Funding for your 2020/21 Workers Compensation Premium?

You have just received your 2020/21 WorkCover Premium Renewal. WorkSafe and your WorkCover Agent is offering you a 5% discount if you pay the full years premium by 31 August 2020. You would like to take up this offer but do not have the funds readily available. What options do you have? WorkSafe reward those… Read more

Work Insurance
July 8, 2020 / Lauren Vingerhoets / 0 comments

Business Interruption explained…

There’s a great deal of confusion right now about Business Interruption cover, and whether small businesses impacted by the coronavirus pandemic and associated government-imposed shutdowns have valid claims. Many businesses have seen revenues devastated over recent months as they have been prevented from trading to help keep on top of COVID-19 transmission, and those with… Read more

June 30, 2020 / Lauren Vingerhoets / 0 comments

Is your SME safe guarded for a Cyber Attack?

Prime Minister Scott Morrison recently announced that Australian businesses were being targeted by a sophisticated foreign state-based hacker.  Thankfully the Prime Minister confirmed there have not been large-scale personal data breaches…..yet. Unfortunately, when Australian SME owners hear about state-based hackers or international criminal gangs, they assume that means hacking attacks targeted at large corporates, financial… Read more

Cyber risk
June 19, 2020 / Lauren Vingerhoets / 0 comments

What the new construction grant means for builders and other relevant trades…

On the 4th June 2020, the Federal Government revealed a $680 Million HomeBuilder stimulus package that is designed to boost the construction industry. The Statistics for April 2020 showed building approvals fall by 1.8% and by 2.6% in March 2020.  The prediction was that the home investments were expected to decline by over 20% in… Read more

Claims Management
June 10, 2020 / Lauren Vingerhoets / 0 comments

Workplace Manslaughter Snapshot

The Workplace Safety Legislation Amendment (Workplace Manslaughter and other matters) Bill 2019 (Vic Bill) was passed by the Victorian Parliament on 26 November 2019 and will come into effect in just under a month on 1 July 2020. The new legislation is aligned to the manslaughter provisions in the Crimes Act WorkSafe have stated it… Read more

May 29, 2020 / Lauren Vingerhoets / 0 comments


The Coronavirus outbreak has completely upended the business community, with many SMEs forced to operate remotely while their shops and offices remain empty indefinitely. Never has it been so critical to have premises safely secured. The tough shutdown measures, aimed at slowing the community spread of the virus, are anticipated to last for six months,… Read more

Business Interruption Insurance
April 28, 2020 / Lauren Vingerhoets / 0 comments

Landlords Insurance & COVID-19

Am I covered if my tenant stops paying rent? Landlords insurance has optional coverage for Loss of Rental and for Rent Default. The Loss of Rental coverage applies after an insured event (damage), and in the event of a Tenant not paying rent relating to COVID-19 there is no insured event that has occurred, so… Read more

Lauren Vingerhoets / 0 comments

Insurance FAQ’s and Information relating to COVID-19

Business Interruption / Loss of Rental Insurance Will my business interruption insurance cover me for any loss of revenue / loss of rental suffered as a result of the COVID-19 virus? This may include reduced sales and additional expense relating to conducting business, cleaning of premises and losses due to the cancellation of events. Business… Read more

Lauren Vingerhoets / 0 comments

How can you mitigate your insurance costs and still stay protected ?

In these difficult times it is important that you maintain insurance protection for your assets. We understand that in many cases cash flow/income will be reduced and there are options available to assist in maintaining your insurance protection. Flexible Payment Options To smooth out the premium we can arrange a monthly installment plan and this… Read more

Business Expense Insurance